What's Your Time Worth
Your time is a precious commodity, so why juggle more tasks than needed?
At some point, most families seek advice from financial, tax, insurance, legal and investment professionals. However, most of these professionals don’t come together to collaborate on your behalf. These professionals sell you their products while unaware of the other products you’re utilizing elsewhere. This results in having a lot of pieces to a puzzle, but no certainty that these pieces are fitting together in a way that benefits you.
With us you get a holistic planner who will coordinate with all of the hired professionals in your life. As we collaborate with your other professional services, we’ll analyze all your assets to help ensure that what’s in place is truly working towards achieving your goals.
We generally work as a fee based advisor, which means you’ll pay a percentage of the assets that we manage.
We believe what you pay should be tied to the performance of your investments. We say generally because fee based isn’t an option in some situations, such as college savings plans and teacher 403b retirement accounts.
After understanding your objectives and goals, we will lay out a very clear fee structure and explain why we believe it’s best for your personalized plan of action.
In a fee-based account clients pay a quarterly fee, based on the level of assets in the account, for the services of a financial advisor as a part of an advisory relationship. In deciding to pay a fee rather than commissions, clients should understand that the fee may be higher than a commission alternative during periods of lower trading. Advisory fees are in addition to the internal expenses charged by mutual funds and other investment company securities. To the extent that clients intend to hold theses, securities, the internal expenses should be included when evaluating the costs of a fee-based account. Clients should periodically re-evaluate whether the use of an asset-based fee continues to be appropriate in servicing their needs. A list of additional considerations, as well as the fee schedule, is available in the firm’s Form ADV Part II as well as the client agreement.